Sample calculation of payment costs



Gross sales credit card
Gross sales direct debit
Gross sales direct ebanking

Cancellation amount credit card
Cancellation amount direct debit

Number of credit card chargebacks
Number of direct debit chargeback


With this data you will take a gross profit with NetDebit in the amount of

7563.70 € You can gather details in the following calculation!
Calculation of payment costs

Gross sales credit card/direct debit   10000.00 €
Total cancellation amount   - 830.00 €
Real sales credit card/direct debit   9170.00 €
Gross sales (=real sales) direct ebanking   500.00 €
Net sales   9670.00 €



Service and payment costs credit card/direct debit 15 % von 10000.00 € 1500.00 €
Service and payment costs direct ebanking 12 % von 500.00 € + 60.00 €
Cancellation Fee direct debit 7.00 € x 10 + 70.00 €
Cancellation Fee credit card 35.00 € x 1 + 35.00 €
Disagio (credit card) 3.50 % von 3000.00 € +105.00 €
Net payment costs   1770.00 €
19 % VAT   + 336.30 €
Total payment costs   2106.30 €



Full settlement
Net sales   9670.00 €
Payment costs   - 2106.30 €
Profit/disbursement   7563.70 €
19 % VAT   - 1207.65 €
Net gross profit/disbursement   6356.05 €

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