Sample calculation of payment costs

Gross sales credit card €
Gross sales direct debit €
Gross sales direct ebanking €

Cancellation amount credit card €
Cancellation amount direct debit €

Number of credit card chargebacks €
Number of direct debit chargeback €

With this data you will take a gross profit with NetDebit in the amount of

7563.70 €

You can gather details in the following calculation!

Calculation of payment costs

Gross sales credit card/direct debit   10000.00 €
Total cancellation amount   - 830.00 €
Real sales credit card/direct debit   9170.00 €
Gross sales (=real sales) direct ebanking   500.00 €
Net sales   9670.00 €

Service and payment costs credit card/direct debit 15 % von 10000.00 € 1500.00 €
Service and payment costs direct ebanking 12 % von 500.00 € + 60.00 €
Cancellation Fee direct debit 7.00 € x 10 + 70.00 €
Cancellation Fee credit card 35.00 € x 1 + 35.00 €
Disagio (credit card) 3.50 % von 3000.00 € +105.00 €
Net payment costs   1770.00 €
19 % VAT   + 336.30 €
Total payment costs   2106.30 €

Full settlement

Net sales   9670.00 €
Payment costs   - 2106.30 €
Profit/disbursement   7563.70 €
19 % VAT   - 1207.65 €
Net gross profit/disbursement   6356.05 €

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